FREE WEBINAR: Home Buyer Class | Tuesday, June 16th | 3 PM – 4 PM

HomeBuyer Class
Be informed. Experienced local real estate expert, Tim Royster and local mortgage lender, Pat Holland will explain the nuts and bolts of buying a house in 2020.


  • Home buying process
  • Local market conditions
  • Benefits of home ownership
  • Rent vs Buy
  • Home financing options
  • Preparing for the loan application process and getting pre-approved


Tim Royster


Owner and Realtor @The Royster Hearth Group – Samson Properties

Tim, a U.S. Army veteran, is committed to integrity and delivering the highest quality of service to his clients. He is a strong negotiator and he advocates for his clients to achieve the best possible outcome. He provides his honest opinion, even when it is the tougher option. Tim has over 10 years of experience assisting first-time homebuyers, move-up buyers, relocating clients, investors, retirees, veterans and active-duty military in buying and selling their properties in Texas and Virginia. His experience in high volume transactions in each state gives him a unique insight into clients’ wants, needs and expectations. Tim is also MRP (Military Relocation Professional) certified. The National Association of REALTORS® confers the MRP certification to REALTORS® who want to help military personnel and veterans find the housing solutions that best suit their needs and take full advantage of military benefits and support.
TIM ROYSTER, Team Lead of The Royster Hearth Group | REALTOR® | c: 571.275.0871 | Samson Properties | 6363 Walker Ln #130, Alexandria, VA 22310 | Licensed in VA |

Patrick Holland


Branch Manager and Vice President @Embrace Home Loans

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.” Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”
PATRICK HOLLAND, NMLS ID # 179158 | Branch Manager/Vice President | ph: 800.333.3004 x3434 | c: 703.505.2022 | 10306 Eaton Place, Ste 100, Fairfax, VA 22030 | [email protected] | | Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in 46 states and DC. (